7 ways Prodigy Finance opens doors to your dream university

When you picture your first day on campus—a new city, new classmates, a world-class programme—money shouldn’t be the lock on that door. Prodigy Finance student loans are designed for international students like you, so you can focus on your degree, not the financial hurdles.

Whether you’re comparing the best loan options for international students or searching for an international student loan without a co-signer, here are seven practical ways we can help you open doors to your future abroad.

1) No collateral, no co-signer* (the barrier-breaker)

Most traditional lenders ask for local collateral or a co-signer. Our primary loan typically requires neither, making it a true no collateral student loan for abroad studies. That means fewer hoops to jump through and more time to prepare for your move.

Why it matters: If you’re applying to study in a new country without local assets or family nearby, this removes a major barrier to your student loan for studying abroad.

2) Eligibility is built around your potential

Prodigy Finance eligibility focuses on future earning potential and the strength of your chosen school and programme, not just your current credit history. If you’ve earned a place at a supported university, we assess your profile to determine what comes next.

Why it matters: Talent shouldn’t be limited by where you’ve banked before. Our model is built for international mobility.

3) A footprint that fits global dreams

We support students from 120+ countries and are accepted at 1,800+ universities and programmes across multiple study destinations. In short: if your dream university is world-class, there’s a good chance we already work with them.

Why it matters: One lender, many doors—so you don’t have to restart your search every time your university short-list changes.

4) A fully online journey (and a quick first step)

Check your fit in minutes with a simple online eligibility form and a provisional quote. From there, complete your application, upload your documents, and track progress—all in one place.

Why it matters: You get clarity early, which helps you plan deposits, visas, and housing with confidence.

5) Funds go straight to your school

When we send the funds to your school, tuition and certified costs are paid according to the university’s schedule. You can focus on orientation week instead of payment deadlines.

Why it matters: Fewer admin tasks for you, smoother timelines for your school.

6) Repayments begin after your grace period (for regular loans)

We know the first few months after your course finishes are filled with job searches and settling in. That’s why repayments begin after your 6-month grace period (for our regular loans). You can also make extra payments whenever you’re ready, without penalties.

Why it matters: Space to land the right role and start earning before repayments kick in.

7) A co-signer option for Indian students who want a lower total cost

Eligible Indian students can choose an additional co-signer option that includes in-study payments and a shorter term—helping reduce the total cost of borrowing over time. Co-signer option (Indian resident students & co-signers only).

Why it matters: If you (and your co-signer) prefer to contribute a small amount while you study, you can lower interest accrual and finish sooner.

Your next three steps

1. Shortlist schools: Prioritise programmes with strong outcomes in your field.

2. Check eligibility: See your personalised provisional quote in minutes.

3. Complete your application: Upload documents, accept your offer, and your school will confirm details so we can send funds on time.

Ready to take the next steps? Check your eligibility in minutes* and see how Prodigy Finance can open the door to your dream university.

FAQs

*Co-signer loans for Indian resident students only. T&Cs apply. Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria. Loan amounts are subject to the cost of attendance limits set by schools.